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Do I need a Building Survey when buying a house?

If you're in the process of buying a house, you may be wondering whether you need to get a building survey. A building survey, also known as a homebuyer report, is a detailed inspection of the property's condition that can identify any potential issues or defects. Here are a few things to consider when deciding whether you need a building survey:

  1. The age and condition of the property: If the property you're buying is an older, more traditional build, it's generally a good idea to get a building survey. Older properties are more likely to have issues that need to be addressed, and a building survey can help you to identify these so that you can negotiate with the seller to get them fixed before the sale goes through.

  2. Your budget: Building surveys can be expensive, so if you're on a tight budget, you may decide to skip this step. However, keep in mind that the cost of a building survey is generally a small fraction of the overall cost of buying a house, and it could save you a lot of money in the long run if it uncovers any serious issues that need to be addressed.

  3. Your level of knowledge: If you have a lot of construction knowledge and are confident in your ability to spot potential issues with a property, you may decide that you don't need a building survey. However, if you're not an expert in this area, it's generally a good idea to get a building survey to give you peace of mind and help you make an informed decision about buying the property.

  4. Your lender's requirements: Some lenders may require a building survey before approving your mortgage. If this is the case, you'll need to factor this cost into your budget and make sure you get a building survey as part of the buying process.

In conclusion, whether you need a building survey when buying a house depends on a range of factors, including the age and condition of the property, your budget, your level of knowledge, and your lender's requirements. While a building survey can be an added expense, it can also provide valuable insights and help you make an informed decision about buying the property. Clarke & Watt Building Consultancy can support all enquiries when at the start of the survey process.




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